FR44 & SR22 EXPERTS

The Florida FR44 Filing can be confusing and complex. In this section you will find out exactly what a Florida FR44 Filing is. We can also advise you on any questions you might have, so feel free to call us or pass by our office!

• What is a Florida FR44 filing? – The Florida Fr44 filing was created by the state of Florida for individuals that have been charged with a DUI. The FR44 filing is usually required to be maintained for three years.  

• Why do I need an FR44 Filing? – Since you have been charged with a DUI, the state of Florida wants to make sure you maintain continuous insurance coverage.

• Why do I need such high bodily injury limits?  – The state of Florida wants to make sure you have enough coverage in the event you injure someone in an accident. Because you have been charged of driving under the influence you are considered high risk.  

• How do I get the FR44 Filing? – The FR44 Filing is now submitted to the state of Florida electronically. When you purchase your auto insurance you must inform you agent that you need an FR44 filing. Usually it takes about five days for the filing to be submitted to the state of Florida.

• Do I have to pay the policy in full? – Some insurance companies do make you pay the policy in full, while others will let you make payments.  

• How much does Florida FR44 insurance cost? – The cost of Florida FR44 insurance depends on many different factors. Just some of these factors include age, sex, credit worthiness, type of vehicle, location, etc. 

• REASONS WHY YOU MAY NEED AN SR22
  • Exceeding the maximum allowable points on your driver's license.
  • Failing to provide proof of liability insurance upon demand.
  • Involved in an uninsured accident.
  • Applying for a hardship license.

• FACTS ABOUT SR22 INSURANCE
  • Can be purchased whether you own a vehicle or not.
  • Can be purchased as a liability only policy on an auto, or liability plus full coverage (Comprehensive and Collision coverage).
  • In many cases, SR-22 insurance needs to be kept for a period of three (3) years.
  • Can also be applied to a motorcycle policy.

• WHAT IS AN SR22?
  An SR-22, or Financial Responsibility Form, is a certificate of insurance issued by an insurance company that shows proof of liability insurance to the Department of Motor Vehicle (DMV). An SR-22 is a tracking device, and the insurance company that issues the SR-22 filing will notify the DMV any time the policy cancels, or is changed.
  
  If you’re required to show proof of Financial Responsibility, or SR-22, to the DMV in order to have your driver’s license reinstated – your insurance card or even your insurance binder is not considered proof. An SR-22 is a separate filing by an insurance company that is sent to you directly from us to be presented. This can also be done from us directly to your state’s DMV, usually the SAME DAY.

• SR22 AUTO INSURANCE
  • Quickly and easily submit your insurance application for a free automobile insurance quote via our easy to use website.
  • Auto policies can be issued same day with SR22 filings.
  • We specialize in high risk auto insurance, DUI - FR44 insurance, SR22 insurance and filings.